We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with monthly payments.
You can pay in a lump sum or over 18 months with no additional charges.
You can pay for your plan in full or over 18 months with no additional costs, or you can choose to spread the cost from 2 to 10 years (or 5 years for repatriation plans) where an instalment charge will be added based on the term you select (age restrictions apply); see terms and conditions for details.
If we or you cancel your plan outside of the moratorium period, we will retain 50% of the instalment charge you have paid in addition to the cancellation fee. See plan cancellation section of your terms and conditions.
Paying off your plan in fewer years is generally cheaper, and you can reduce the term at any time to lower the instalment charge.