Peace of mind with a prepaid funeral plan
You can find the UK funeral plan that’s right for you with Avalon, voted ‘Best Funeral Plan Provider’ 5 years running in the Personal Finance Awards.
What is a funeral plan?
A funeral plan lets you take care of funeral arrangements and costs in advance, protecting those closest to you from the difficulties of deciding what type of funeral you might have wanted or finding the money to pay for it.
A funeral plan lets you pay for funeral costs at today’s prices, shielding you from future increases.
With a traditional funeral, these costs are usually for the services of a funeral director, a coffin and a hearse to transport the deceased. You can also choose to include options for limousines for your family and for visiting a chapel of rest.
You can specify the type of funeral you want and make all your wishes known. You might prefer a burial, a cremation service or a direct cremation, which is a funeral that takes place without a service or mourners present.
Arranging a funeral plan
Our trained specialists will help you choose the perfect prepaid funeral plan.
They’ll talk to you about payment plans for funerals over the phone – or by video call, whichever you prefer – guiding you through the options, so you can pick the right one for you and your family.
Alternatively, you can simply buy directly through our website. Buy online today.
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With over 3,000 reviews, Avalon are rated Excellent by consumers using the Trustpilot website. We’ve been established for over 30 years with over 100,000 customers all happy in the knowledge that their funerals are planned and paid for.
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Speak to a funeral plan specialist
Request a quote UK
Request a quote from an award-winning UK funeral plan provider Simply fill in the form and our team will be in touch to help find the right plan for you.
You can find out more and buy an Avalon UK funeral plan over the phone, on a video call from the comfort of your own home, or you can buy directly via our online checkout.
Fill in the form to get a call back from one of our friendly funeral plan specialists. They can help you arrange an appointment to discuss your plan needs in more detail.
Frequently Asked Questions
What does a funeral plan include?
All our funeral plans provide a predetermined set of services from an Avalon appointed funeral director.
To see exactly what is included and excluded in each Avalon funeral plan, including any disbursement allowance to contribute towards third party costs, please visit the relevant plan page; Direct to Cremation Plan (GB), Celebration Funeral Plan (GB), Standard Funeral Plan (UK), Plus Funeral Plan (UK) and the Premium Funeral Plan (UK).
Different plans and providers include different things in their plans, so please ensure you are aware of what you plan and includes and doesn’t include before making a purchase.
How can I pay for an Avalon Funeral Plan?
We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with affordable monthly payments.
You can pay in a lump sum or over 12 months with no additional charges.
You can pay in monthly instalments by paying a deposit now and spreading the cost over 2 to 15 years. This option is subject to an annual instalment charge, see T&Cs for details.
For further flexibility, you can increase your payments or pay off the outstanding balance at any point. Our payment options are designed to suit you and your needs, but the sooner you can pay off your plan, the cheaper it will be.
Will the funeral director be local to me?
We will allocate your plan to the most local funeral director in our network, or you can ask for another one in our network. We work with over 600 trusted and reputable funeral directors, in more than 2,500 funeral homes across the UK.
As the Direct Cremation plans do not include a service, viewing or require in person arrangements with the funeral director, your plan may be allocated to a funeral director that is not local and the cremation may take place several hundred km/miles away. Avalon will arrange collection and transportation of the deceased and the ashes will be returned directly to the family.
At Avalon we monitor all the Funeral Directors we work with to ensure that they meet our high standards and will provide your family with the personalised service you and they deserve.
Can I transfer my plan to someone else?
Yes, it is possible to transfer your plan to someone else, such as a family member or friend – you’ll just need to give us written consent to do so. The new plan holder will be entitled to all the same products and services covered by the plan.
If you’re part way through paying for your plan in instalments when you transfer it, the balance of what you have paid will be used as a deposit towards the transferred plan. Funeral plans for funerals cannot be transferred after the plan holder dies.
What prepaid funeral plan pros and cons should I consider?
It’s important to do your research before you decide if a funeral plan is right for you. Prepaid funeral plans are now regulated by the Financial Conduct Authority (FCA) and you should always ensure any plan you are considering is from a regulated provider. A funeral plan can shelter your family from financial and emotional strain at the time of need.
Here are some funeral plan pros and cons:
Prepaid funeral plan advantages
- One of the great benefits of a prepaid funeral plan is that the key costs for the services included in it are fixed at today’s levels, protecting them from any potential future rises in inflation. It’s always worth confirming with the provider before you buy what is and isn’t covered, so you know exactly which costs your family might have to settle when the time comes.
- When you buy a funeral plan from Avalon that includes a traditional service, it will be passed to a trusted local funeral director, who will carry it out to a highly professional standard.
- On your passing, all a friend or family member has to do is contact your plan provider, who will put your plan in motion. It saves them looking around to find a funeral director, making difficult decisions about the arrangements and worrying about how to pay for the services in the plan.
- Most providers offer monthly payment plans for funerals, so you can spread the cost over as many as 15 years, as an alternative to a single upfront payment.
- Funeral Plans paid for by instalments must offer accidental death cover during the moratorium period and full cover.
Prepaid funeral plan disadvantages
- Your family might decide they want a different funeral to the one you’ve chosen and may need to pay more depending on the type of service they prefer.
- There’s a chance that your chosen funeral plan provider may not have an arrangement with the funeral director you would like to use, offering you an alternative instead.
- If you were to die somewhere other than close to home, not every plan provider offers unlimited conveyance of your body to your nominated local funeral director.
- Not all funeral plans have standard names, so it can be tricky to compare them – always take the time to ensure you’re getting exactly what you want.
- Funeral plans are intended to be used in the future, if your require your funeral plan immediately there is a chance that the plan costs more than an at need funeral purchased directly from a Funeral Director.
More reasons to choose Avalon
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